» Uncategorized http://www.quickinsights.com Mon, 06 Sep 2010 21:24:32 +0000 http://wordpress.org/?v=2.9.2 en hourly 1 Bad Credit Bank Accounts http://www.quickinsights.com/bad-credit-bank-accounts/ http://www.quickinsights.com/bad-credit-bank-accounts/#comments Wed, 17 Mar 2010 09:35:56 +0000 qwcdirect http://www.quickinsights.com/?p=162 null
Opening a bank account can be a daunting task especially if you have bad credit history. However, there are certain things that you need to do if you want to open a bank account and yet you have bad credit card history. The first thing you have to do is to obtain your credit report and do corrections if there are any. This is very important because low credit score can be because of errors on your credit report.

The second thing that you have to do is to open a savings account. Nowadays, savings accounts are able to facilitate many transactions just like the checking accounts without the checks. Most savings accounts are able to get direct deposits and you can as well get an ATM card. After you have maintained your savings account even with bad credit history, most banks will allow you to open a checking account.

]]> http://www.quickinsights.com/bad-credit-bank-accounts/feed/ 0 Fine print facts consumers need to be aware of with credit card offers http://www.quickinsights.com/fine-print-facts-consumers-need-to-be-aware-of-with-credit-card-offers/ http://www.quickinsights.com/fine-print-facts-consumers-need-to-be-aware-of-with-credit-card-offers/#comments Sun, 08 Nov 2009 10:10:52 +0000 Insider http://www.quickinsights.com/?p=122 Finance, Credit CardThe market is full with different types of credit cards which can really make a person wonder which one to go for? Most of the credit cards companies show the rosy picture of the credit card without giving the fine prints in detail. The sales person, who approaches you, tells you all the benefits that you are going to get out of the credit card without ever mentioning the trouble you may get ito later unless you read the fine prints properly.

The credit cards companies are required to inform the consumers about:

• Information on annual fees, grace periods and APRs with the pre approval documents.

• Disclose all the changes before renewals

• Disclose any change in insurance policy offered on the card.

• Therefore before going for any credit cards check the following fine prints:

• What is the APR for purchases?

• What rate of interest and minimum finance are charged?

• The minimum and the maximum grace period that is allowed.

• If there is fees for returned payment or any miscellaneous fee

• The billing rights and any special rule for credit card purchases.

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